Under this scheme the company leases the asset, article or property at agreed rentals payable every month. The amount is collected from lessees in fixed installments at nominal rental basis. The ownership right shall be with the company till the expiry of the lease period, after which the asset will be transferred to the lessee who enjoys the usage of the fixed assets.Benefits of the leasing schemeFrees working capital for more productive use since the lessee does not have to make any present-time outlay on capital asset. Is more flexible, fast and negotiable as compared to other modes offinancing. Provides for 70% to 100% financing of the cost of capital goods. In case of lease back, lessee will benefit from the viewpoint of working capital although they have to pay it in rental basis.

MORABAHA-Cost plus finance This scheme enables client wishing to purchase equipments or goods through the company at cost, plus a reasonable profit (mark-up). The capital - cost and profit is payable on the terms agreed between the parties.

MUSHARAKAH-Venture finance Under the joint venture agreement the company advances funds and participates in the capital. The income is determined as a percentage turnover. This is a joint venture agreement which the company advances funds and participates in the equity. Profit or loss is shared by both the parties in direct proportion to their contributions after the payment of management fee at an agreed rate. Seyad shariat finance targets attractive business segments in the new economy, based on a deep understanding of global trends.